Beyond Standard Credit Checks
Specialist van leasing for start-ups, expats & non-status applicants
Standard credit checks don't work for everyone. These partners specialise in van leasing and subscriptions for new businesses, expats, overseas directors and non-status applicants.
New business start-ups
Leasing for newly formed businesses
Cocoon Vehicles — New Business Start-Ups
Start-upsSupport for newly incorporated businesses with no filed accounts, including companies with an overseas parent or negative shareholder funds.
Visit partner siteWhat underwriters look at
Rather than relying solely on filed accounts, specialist underwriters can assess director history, contracts and projected income to arrange a credit line.
Expats & overseas customers
Leasing without UK credit history
Cocoon Vehicles — Expat & Overseas Customers
ExpatsVan leasing and subscriptions for expats and overseas customers who may not have a long UK credit history.
Visit partner site
Short-Term Leasing — Overseas Directors
Overseas directorsLeasing solutions for UK companies whose directors are based overseas.
Visit partner siteNon-status leasing
When standard credit scoring doesn't fit
Short-Term Leasing — Non-Status Leasing
Non-statusVan leasing solutions for applicants who don't meet standard credit-scoring criteria.
Visit partner site
Cocoon Vehicles — Non-Status Leasing
Non-statusA more holistic approach to underwriting for customers who fall outside standard credit criteria.
Visit partner siteFAQs
Specialist leasing questions, answered
Can a brand new business lease a van?
Yes. Specialist partners such as Cocoon Vehicles work with new-start businesses that have no filed accounts, including newly incorporated companies and those with an overseas parent.
Can expats or overseas customers lease a van in the UK?
Yes — expat and overseas customers without a long UK credit history can access leasing and subscription support through specialist partners, sometimes without requiring existing UK credit history.
What is non-status leasing?
Non-status leasing is designed for applicants who don't meet standard credit-scoring criteria — for example due to limited credit history, adverse credit or being a new business — with underwriters assessing applications on a more holistic basis.
Can a UK company with overseas directors lease vans for its fleet?
Yes — specialist providers such as Short-Term Leasing offer leasing solutions specifically for UK companies with overseas directors.